<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Homepage — primary Sydney SEO page -->
  <url>
    <loc>https://evolutionlending.com.au/</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Core service pages -->
  <url>
    <loc>https://evolutionlending.com.au/smsf-lending</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://evolutionlending.com.au/smsf-loan-broker-sydney</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Lead capture & resources -->
  <url>
    <loc>https://evolutionlending.com.au/smsf-quick-deal-check</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://evolutionlending.com.au/download-guide</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://evolutionlending.com.au/lrba-explained</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://evolutionlending.com.au/resources</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Social proof -->
  <url>
    <loc>https://evolutionlending.com.au/case-studies</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- About & contact -->
  <url>
    <loc>https://evolutionlending.com.au/about</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <url>
    <loc>https://evolutionlending.com.au/contact</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Policy -->
  <url>
    <loc>https://evolutionlending.com.au/website-policy</loc>
    <lastmod>2026-03-03</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>
