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Building Wealth Through Smart SMSF Lending

Tailored SMSF loan solutions to help you grow and protect your wealth

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We remove your lending burden

At Evolution Lending Partners, we believe that SMSF lending shouldn’t be complicated.

With over 20 years of experience in finance and property, we’ve helped countless Australians unlock the power of their super to invest in property and build long-term wealth.

Our role is to simplify the process — from structuring your loan, liaising with accountants and lenders, to ensuring compliance with SMSF rules.

We remove the stress so you can focus on what matters most: growing and protecting your retirement savings with confidence.

Our SMSF Lending Services

From loan structuring to settlement, we provide end-to-end SMSF lending services designed to make the process simple, compliant, and stress-free

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SMSF Loan Pre-Approval

Get clarity on how much your SMSF can borrow so you can move forward with confidence.

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SMSF Property Purchase Loans

Specialist lending solutions for buying residential or commercial property through your SMSF.

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SMSF Loan Refinancing

Review and restructure your existing SMSF loan to secure better rates and terms.

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SMSF Loan Structuring & Compliance Support

Ensure your loan is correctly structured and compliant with SMSF regulations, working alongside your accountant and advisor.

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End-to-End SMSF Loan Management

From application to settlement, we handle the process so you can focus on building wealth..

Secure Your SMSF Loan With Confidence

Secure Your SMSF Loan With Confidence

Secure Your SMSF Loan With Confidence

20+ Years’ Finance Experience

Specialist SMSF Loan Experts

Australia-Wide Service & Support

Meet our team

Dedicated SMSF lending specialists committed to making your property investment journey simple and successful

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Martin Javernig

Director / SMSF Lending Specialist

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Brod MacPahil

Debt Advisor

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Seku Gerelt-Od

Credit Analyst

What Our Clients Say

We’re proud to have helped clients nationwide achieve their SMSF lending goals. Here’s what they have to say about working with us.”

⭐️⭐️⭐️⭐️⭐️"I was overwhelmed by the idea of buying property through my SMSF, but Evolution Lending Partners guided me from start to finish. Their expertise and clear advice gave me real confidence."Nathan D., Brisbane

Nathan D

Company Director

⭐️⭐️⭐️⭐️⭐️"I was overwhelmed by the idea of buying property through my SMSF, but Evolution Lending Partners guided me from start to finish. Their expertise and clear advice gave me real confidence."Anne D., Taree

Anne D

PAYG

⭐️⭐️⭐️⭐️⭐️"Professional, responsive, and genuinely caring. Martin took the stress out of refinancing my SMSF loan and even found me a better rate. Highly recommend their service."Anita L., Callala Beach

Anita L

PAYG

Frequently Asked Questions

Here are answers to the most common questions we receive about SMSF loans and property finance.”

Most lenders will allow your SMSF to borrow up to 70–80% of the property’s value. The exact amount depends on your super balance, contributions, rental income, and the lender’s policy.

No. SMSF rules don’t allow members or related parties to live in or rent residential properties owned by the fund. However, you can purchase business real property (like an office or warehouse) and lease it back to your own business at market rates.

An SMSF can purchase both residential and commercial properties through a limited recourse borrowing arrangement (LRBA). The property must meet the “sole purpose test” — meaning it’s for retirement investment only, not personal use.

We guide you through every step — from loan structuring and pre-approval, to working with your accountant on compliance, and managing the loan application through to settlement. Our role is to make the process seamless and stress-free.

Yes. Lenders will only consider applications from a fully established and compliant SMSF with a trustee structure and bank account in place. If you don’t have one yet, we can work with your accountant or advisor to get everything ready.

Contact Us

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Address

Level 7, 44 Martin Place, Sydney NSW 2000

Phone

0402852222

Email

info@evolutonlending.com.au