Evolution Lending Partners
Residential Property Only

SMSF Quick Deal Check (Indicative)

Two quick checks: Funds to Complete + Servicing. Designed for everyday SMSF buyers. Not financial or credit advice.

Assumptions: 80% LVR · 30-year P&I · Servicing assessed at your rate + 3% stress buffer · Income shaded at 80% · SMSF expenses $2,000 p.a. · NSW stamp duty auto-estimated; other states manual entry.

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Section 1 — Funds to complete

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We calculate: 20% deposit + stamp duty + your fees. Then we check you still have a 10% buffer of total project cost remaining in the fund.

General information only — not financial or credit advice. Estimates are indicative and subject to lender policy, SMSF compliance, and full assessment.

Your indicative result

Assumptions

• LVR fixed at 80% (deposit 20%).

• Stamp duty: NSW auto-estimate (general rates) or manual estimate for other states/territories.

• Funds buffer: PASS if funds remaining after upfront costs ≥ 10% of total project cost (purchase + duty + fees).

• Servicing: 30-year P&I at your entered rate plus 3% stress buffer; 80% shading on contributions and rent; SMSF expenses fixed at $2,000 p.a.

• Results are indicative only and do not constitute financial or credit advice.

Further reading:

ATO — About Limited Recourse Borrowing Arrangements (SMSF borrowing rules)